An abstract of title requires which of the following for it to provide evidence of title?

An abstract of title is a summary of the historical ownership and encumbrances concerning a piece of real property. It compiles all relevant documents and occurrences affecting the property's title, including deeds, mortgages, liens, and judgments, thereby presenting a clear evidence of ownership. The inclusion of a legal opinion of title is paramount because it serves to verify that the abstract accurately reflects the state of the title and that the property is free from undisclosed encumbrances.

A legal opinion provides assurance to the purchaser or lender regarding the validity and marketability of the title based on the abstract reviewed. It confirms that a thorough examination of the title has been conducted, which is critical in ensuring that the interests of the parties involved are protected.

The other options, while related to property transactions, do not serve the same foundational purpose as a legal opinion in the context of an abstract of title. A survey of the property, although important for many real estate transactions, is not required for providing evidence of title itself. An insurance policy might provide protection against losses stemming from title defects but is separate from the actual evidence of title. Similarly, a property appraisal assesses the property's value but doesn't ascertain the validity of the title. Thus, the legal opinion stands as the crucial element in