If a person has only usus and fructus, what do they hold?

When a person holds usus and fructus, they possess the rights associated with usufruct. Usufruct is a legal concept that allows someone to use and enjoy the fruits of a property, meaning they can benefit from its use (usus) and any profits derived from it (fructus), without owning the property itself.

In this arrangement, the holder has the right to occupy or utilize the property and to collect income from it, such as rents or crops. However, they do not hold full ownership of the property, which would include the rights to sell or permanently alter it. Instead, they enjoy specific rights that are defined and limited under the concept of usufruct, making this the best answer among the provided choices.

The other options do not encapsulate both usus and fructus in the way that usufruct does, since ownership implies full rights, and habitation or the right of use are narrower rights than usufruct itself.