In a General Warranty Deed, what does the grantor guarantee regarding the title?

Study for the Louisiana Title Insurance Exam. Engage with flashcards and multiple choice questions. Hints and explanations guide your way. Prepare confidently for your certification!

In a General Warranty Deed, the grantor provides a comprehensive guarantee regarding the title to the property. This guarantee includes the assurance that the title is free of any encumbrances, except for those specifically stated in the deed. This means that the grantor is affirming that there are no liens, mortgages, easements, or other claims against the property that could interfere with the new owner's rights.

This assurance is crucial for the buyer, as it provides a level of security that they are acquiring a clean title and can enjoy full ownership rights without fear of unexpected claims or legal issues arising from prior owners. The exceptions, if any, must be clearly disclosed in the deed, allowing the buyer to make informed decisions.

The other options reflect conditions that do not align with the guarantees provided in a General Warranty Deed. For instance, the deed explicitly assures that the title is clear from encumbrances unless noted otherwise, rather than admitting the possibility of future claims, being subject to lease agreements, or having usage restrictions.

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