What clause follows a granting clause to define ownership terms enjoyed by the grantee?

Study for the Louisiana Title Insurance Exam. Engage with flashcards and multiple choice questions. Hints and explanations guide your way. Prepare confidently for your certification!

The habendum clause follows the granting clause in a deed and serves to define the type of ownership interest that the grantee is acquiring. This clause specifies the nature of the estate or interest being transferred, such as whether it is a fee simple, a life estate, or another form of ownership. It often begins with the phrase "to have and to hold" and outlines the rights and limitations associated with the property.

In contrast, a testamentary clause pertains to the wishes of a testator regarding the distribution of their assets upon death and is unrelated to the transfer of property ownership. The granting clause itself establishes the grantor's intention to transfer property but does not detail the specifics of the ownership aspect. A severability clause, on the other hand, is typically found in contracts to ensure that if one part is found to be invalid, the remainder can still be enforced; it does not pertain to ownership details in a deed. Thus, the habendum clause is specifically designed to clarify the ownership terms for the grantee.

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