What describes a charge on one property for the benefit of another property?

Study for the Louisiana Title Insurance Exam. Engage with flashcards and multiple choice questions. Hints and explanations guide your way. Prepare confidently for your certification!

The correct choice represents a legal concept known as a "predial servitude." This term refers specifically to a charge or burden placed on one parcel of land (the servient estate) for the benefit of another parcel of land (the dominant estate). The essential characteristic of a predial servitude is that it exists for the mutual benefit of properties, allowing one property to utilize or have advantages derived from the other.

For example, a common predial servitude might involve granting an easement that allows one property owner to cross over another's land to access a road. This type of arrangement is foundational in property law as it establishes the relationships and rights between different landholders, ensuring that property use is balanced and beneficial to both parties involved.

In contrast, personal servitude refers to an individual's rights over property for personal benefit, while accessory contracts and judicial servitudes don't denote the relationship between two different parcels of land in a way that fulfills the specific characteristics of a predial servitude. Thus, predial servitude accurately describes a charge on one property that serves the interest of another property.

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