What is a lien that affects all properties of a debtor called?

A lien that affects all properties of a debtor is referred to as a general lien. This type of lien is not limited to a specific piece of property; instead, it can encumber multiple properties owned by the debtor. General liens typically arise from situations such as court judgments or tax liabilities, where a creditor has the right to claim against all of the debtor’s assets until the debt is satisfied.

In contrast, a specific lien only applies to a single, specified property, such as a mortgage or a mechanic's lien that relates to a particular piece of real estate. Voluntary liens are those that the debtor consents to, like mortgages and loans, whereas involuntary liens are imposed by law without the debtor's consent, such as tax liens. Understanding these distinctions is crucial for grasping how different types of liens function within the framework of property law and title insurance.