What is the most common type of deed that offers the greatest protection to the purchaser?

The general warranty deed is the most prevalent type of deed that provides the highest level of protection to the purchaser. This type of deed carries extensive guarantees from the seller regarding the title of the property. When a buyer receives a general warranty deed, the seller assures that they hold clear title to the property and have the legal right to sell it.

Furthermore, the seller guarantees that the property is free from any encumbrances, except for those explicitly stated in the deed, and provides assurances against any future claims against the title, even those that may arise from events occurring before the seller owned the property. This long-term protection creates significant peace of mind for the buyer.

In contrast, a quitclaim deed offers no warranties about the title; it merely transfers whatever interest the seller may have, if any, without further assurances. A special warranty deed provides limited protection, typically only securing against claims arising during the seller's period of ownership. A deed of trust is not a type of transfer deed but rather a security instrument used in real estate transactions involving loans.

Because of these extensive guarantees and protections, the general warranty deed stands out as the most favorable choice for buyers seeking to secure their investment in real estate.