What is the term for a non-transferable real right of a natural person to dwell in someone else's home?

The correct answer is habitation. In legal terms, habitation refers specifically to the right of a natural person to reside in someone else's property or home without transferring any ownership rights. This right is created under obligations of the property owner and allows an individual to live in the property, but it does not give them the right to transfer or lease it to others.

Habitation is considered a personal right, meaning that it is non-transferable and tied to the individual granted the right. This distinguishes it from other real rights, such as usufruct, which provides broader usage rights alongside the potential for financial gain, or servitude, which typically affects property rights involved in shared or restricted access. Ownership, on the other hand, confers complete title and control over the property, which goes beyond the limited residential rights associated with habitation. This precise definition makes habitation the appropriate choice when describing a non-transferable right to dwell in another's home.