What term refers to accretion formed on the bank of a river?

Study for the Louisiana Title Insurance Exam. Engage with flashcards and multiple choice questions. Hints and explanations guide your way. Prepare confidently for your certification!

The term that refers to the gradual build-up of land along the bank of a river through the deposition of sediment is known as alluvion. This process occurs over time as water flows and carries sediment, which eventually settles and accumulates on the bank. Alluvion is particularly significant in the context of property law and title insurance, as it can affect property boundaries and ownership rights, particularly for properties adjacent to rivers and streams.

Dereliction refers specifically to the exposure of land due to the receding of water, which can also impact land ownership but is distinct from the build-up process of alluvion. Appropriation involves the taking of water rights or other natural resources, and legitimate is related to legal legitimacy rather than to land formation processes. Understanding these terms is crucial for navigating issues related to land ownership, property rights, and potential title insurance claims in Louisiana.

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