Which term describes property obtained through the gradual accumulation of soil on a riverbank?

The term that describes property obtained through the gradual accumulation of soil on a riverbank is "Accretion." This process occurs when sediment or soil is deposited by the natural movement of water, typically over a prolonged period. As the riverbank receives this new material, the land area increases, thereby expanding the property owned by the person whose land borders the river.

This concept is crucial in property law and title insurance because it affects ownership rights and the legal description of land parcels. Understanding accretion helps in determining the boundaries of property and clarifies the rights associated with land adjacent to water bodies.

In contrast, "Alluvion" refers to the sediment or soil that is deposited by the river, which can be considered a component of the accretion process. "Dereliction" pertains to the exposure of land due to the receding of water, while "Restoration" generally refers to returning something to its original condition and does not relate to the creation of new land through sediment accumulation.